Property investors hopes

Residential property investors have become worried banks could start asking them to top up their loans, and there are signs it may be beginning.

One mortgage-broking source, who did not want to be named, told the Sunday Star-Times that ASB Bank had written to some investors asking for "statements of position" including up-to-date valuations.

The fear is that was a precursor to asking investors whose equity in their properties had fallen to reduce their borrowings, but ASB Bank said asking for such statements was nothing new.

In a statement, the bank said: "ASB has made no changes to its policy relating to `Residential Property Investors'. We have always reserved the right to request updated information which may take the form of an updated statement of position or in certain instances a registered valuation for securities."

But it added that investors who received such a request should not panic: "Where we do request updated valuations, it is not a pre-cursor that we want a borrower to top up the security for their loans or that we want them to sell a security and repay debt."

Empower Education's Peter Aranyi has long been predicting that banks will start asking property investors to top up their loans, as happened in previous market crashes.

In his 2005 Commercial Real Estate Investor's Guide, Aranyi wrote: "You may be quietly sleeping and suddenly get a call from the bank demanding a reduction in your borrowings with an immediate lump sum payment because the debt-to-equity ratios have changed.

"This seriously happens especially to highly geared borrowers. It doesn't matter that you've never missed a mortgage payment."

Bookmark and Share

0 comments:

Label

“Kitty @mewarnai_anak ♠Sharing 1000 1913-1914 1News.id 2011 2012 2014 2015 2015: 2016 2017 about Academic Actuarial science Adakan Adventure and adventurers African Americans Afrina agustus Agustus Ahad AlAzhar Alcoholics Algebra ALIKHLASIAH: Allah Alqur39;an alqur39;anmulia Alquran American Companies American. amp; anak Anak Anak: AnakAnak ANAKANAK Aneka Annaseha Anthracite coal Antiques and Collectibles Applied Apps Aqiqah Arab Architecture Art Artikel Asosiatif Asphalt emulsion mixtures ASSALAAM August Auto Automation Autos Ayam Ayomewarnai AyoMewarnai AZIZAH b.CAUSE Bacaan badak Badak BAHAN Bahasa bahasapedia bahasapedia.com Balap balon Barbie Baru Bear bebek Bebek BEDROOM CLOSET BEDROOM DESIGNS FOR GIRLS Bekasi belajar Belajar Belanja Bengkel Berdarah Berdoa Berinfaq Berjamaah Berkemah Bermain BERMAIN Berpuasa Bersama Bertema Bertemakan beruang Berwudhu Besok best Best binatang Binatang BINATANG Biography and Autobiography BLOG Body Bokep Bola Book jackets Bugil Bukittinggi Buku BUKU Bullying in schools Bulu Bunga Bungron Business and Economics Butte County (Calif.) C (Computer program language) Cafe Calendar California Campaign Cantik cara Cara Caranya Castell Cegah Cemerlang Censuses Centrifugal casting CERIA cerita Chemistry Child health services Children's stories Christianity Cita Civil engineers ClipArt Cliparts.co CLOSET ORGANIZERS Coal mine waste Coal Miners' Strike Coal mines and mining Cognition in children Colorado coloring Coloring Comics and Graphic Novels Comparative linguistics Computer algorithms Computer industry Computer networks Computer programs Computers Constitutional history Contoh Cooking Copper mines and mining Counseling Counting-out rhymes Crafts and Hobbies Crayon Creative ability Crime Crystallography Cumberland (England) Curriculum planning dalam Dalam Dapat Data mining Database management Decision making Decision-making DECORATING IDEAS Delta Shower Heads Demak: Demam dengan DenpasarKota.go.id Desa Desain Design Detroit (Mich.) Diabetes Dibalik Difference equations digests Digital Dinosaurus Directories dirgahayu Diskon Disosiatif Dissertations Diwarnai Do’a Dokter Dora Doraemon Download Drama Dunia DUNIA Dunia: Dust Earth sciences Ebooks Economic Education Electric machinery Electroencephalography Electronic books Engineering Engineering instruments England English essays EPISTELA Eritrea etc Events Experimental design Explorer Faber FaberCastell Family and Relationships Fans (Machinery) Fiction Folklore Food Foreign Language Study Foto Free Friendship Functions of complex variables Gadis gajah Gajah gambar Gambar GAMBAR Gambar: Gambargambar Games Games and Activities Gardening GELAR Genetics Geochemistry Geology Gerakan Go (Game) problems Goettingen Gold mines and mining Golden Jubilee Mining Fair Good and evil Gowa Gratis Great Britain Ground control (Mining) Gubug Guru GURU Gustami Hakim halaman Halaman Hancock in Settlement Hardiknas hari Hari HARI Harian Health Health and Fitness hello Hello Hellokitty hewan Hidupmu Hikmat History Hitam Holidays HOME PLANS Humor Ice ideas ideide IGTKI Ikan Image images Images Impian Imut Indic fiction (English) indonesia Indonesia INDONESIA Induk Information storage and retrieval systems inspiratif Integrated circuits Interaksi Iron mines and mining Islam Islami ISLAMI Jacksepticeye Jadi Jakarta Jerapah Jerry Jongose Juara juli Juli july Junction Jungle just Juvenile delinquency Juvenile Fiction Juvenile Nonfiction Kaaba Kalbe kaligrafi Kaligrafi Kambing Kangguru Karang Kartu kartun Kartun Kata Ke71 KE72 Kebolehan Kecil Kegiatan KEGIATAN KEINDAHAN Kejujuran kelapa Kelapa kelinci Keller Williams Kemanisan Kembali kemerdekaan Kemerdekaan Kerbau Kerja keroppi Kesehatan Keywords Kids kitty Kitty Kity Knownledge Kostum Kreatif Kucing Kuda Kumpul kumpulan Kumpulan KUMPULAN KuraKura Kutipan Lagu Laman Language Arts and Disciplines LAP POOL DESIGN CONCEPT Latihan Law Law reports LayangLayang Lembar Lengkap Lirik Literary Collections Literary Criticism Little living room Loh.. Lomba LOMBA lucu Lucu LUXURY SERIES Makan Male Mandi Mariposa MASA Masehi Masha Masjid Massal Mathematical analysis Mathematics Me♠: Mechanics Medan Medical Melatih Meliputi Melukis Membantu Membatik Memberi Membuat Memperingati mengadakan Mengadakan MENGGAMBAR Mengikuti Mental Menulis Menyibak Menyiram Merayakan MERDEKA: Meteorology Mewarna MEWARNA: mewarnai Mewarnai MEWARNAI Mind and Spirit Mine drainage Mineral industries Miners Mines (Military explosives) Mines and mineral resources MINGGU Minggu: Minimalis Mining engineering Mining law Minion Minions Mobil monyet Monyet Motion pictures in sports Motorcycle Movies Muhammad Murid Music muslim Muslim Muslimah Muslimat Nasional Nasional: Natal Nature newhairstylesformen2014.com News Ngagambar.com Ninja North Carolina Nutritionals Nyajpg Ocean mining Online Orang Organic OUTDOOR HALLOWEEN Outdoor recreation for children pada pages Pages Pages/page/2 Pagez Pahlawan Paling pandanwangi12 PANORAMA Pasien PAUD PAUD/TK Pemandangan Pendidikan PENDIDIKAN PENDIDIKAN: Pengertian Pentingnya Perception (Philosophy) Perempuan Performing Arts Peringatan Peringati PERINGATI Pernyataan Pesawat Pesta Pesticide residues in food PGRIColor Philosophy Photography Physics Pilot Pinterest piracy settlement Poetry Polisi Political Science Pony Posters Potato chips Pramuka PRAMUKA priamstore primary Princess Print Profesi Promo Psychology Puteri Putih quot;Mewarnai Quoteko. Rahasia Ramadhan Rangka Rayakan Reader Reference Refleksi Related Religion Results Review Rumah Saat Sabda Sakit Sambut sapi Sapi Sawah Sayuran School management and organization Science Scientology Search Sebuah Sedang Sederhana Sejarah Sejarahnya SEKAB Sekolah SEKOLAH Selamat Self-Help seluruh Semaphore Semarakkan Serangkaian Serba Serbi Setelah Setelan settlement Shalat Share sharingtime Sholat SIDOARJO Singa Site Sketsa Soap Social Science Social sciences Solo Sosial Sports and Recreation STAIRCASE DESIGNS Stone carving Stream measurements Study Aids Style Suggestions Sulfate pulping process Sunda Support Surat Surveying SWASTA Tablet Tahun Talk Taman TamanPendidikkanAlquran Tarawih Tarbiyah Tata Tattoos Tech Technology and Engineering tema Teman Template Tempur Tenda tentang TENTARA terbaik Terbangkan terbaru Terbaru Thn Tin industry Tingkat Tips Tjeret TK TKIT Topi Travel Tumbuhan tunas Twitter Twitter: Ucapan UCKEArtschool: Ulang ULTRA MODERN ULTRA MODERN LIGHTING Unggun Unik unique And Unusual Aquariums United States Unjuk Unta untuk Untuk UNTUK Upacara Update Utara Vending Machine Video.html Voli Voyages and travels Wajib Wanita Watch Water-supply Weblog With Wizz Women Wood chips Wood chips industry Yang Young Adult Nonfiction YouTube Zainal